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OPEN is a neo-banking startup based in Bengaluru that is focused on small businesses, enabling them to manage cash flows, automate accounting and get easy access to credit lines. The account has all the tools that are required by a small business to send and receive payments, combined with an AI-based accounting engine that automates bookkeeping and expense management. Apart from enabling businesses to run their finances effectively, the platform also offers APIs for developers to integrate banking and payments into their business workflows. Tune in to the conversation with Anish Achuthan and Kay to get an insight into the world of neo-banking.