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I'm speaking with certified Financial Coach, Keina Newell. She makes money approachable, empowering, and I'd go as far to say, enjoyable! Keina is the owner of Wealth Over Now, where her mission is to empower and educate professional women on the value of wealth over the present gratification of now. Through financial coaching she transforms her clients relationships with their money. To learn more about Keina you can head to: www.wealthovernow.com We cover so much in this episode including: The difference between a budget and a spending plan, and why that is important Why your money mindset matters How you can change your relationship with money from dread to one of empowerment, even if you aren't swimming in the stuff And all the other things. Keina has a podcast series called Money Files. She also leads a group coaching call for her audience called Mimosas a Money Matters. To find that, head here: www.wealthovernow.as.me/mimosasandmoneymatters. To find Keina on instagram check: https://instagram.com/wealthovernow To go online with the Here to Thrive Podcast, head to - www.heretothrive.com See acast.com/privacy for privacy and opt-out information.