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"He who asks a question is a fool for five minutes; he who does not ask a question remains a fool forever." - Chinese proverb   There really are no stupid questions. We're told this all the time but I don't think most of us truly believe it. As a result, we leave many very important questions unasked.  When your planning for your financial future this can be, at best, an inconvenience, at worst, financially devastating. The mission of this blog and my podcast, PLAN WELL INVEST WISELY, is to help you make smarter financial decisions and answer those retirement planning questions that keep you up at night. Have a question? Ask me here In this week's episode, I answer questions from three listeners.  Sam Asks “How do you even go about coming up with a plan to pay down debt when the future holds student loan debts for two children in the next few years? Basically, What realistic steps could a family take without completely changing their lifestyle?" Lisa Asks “I wondered if at some point you might touch upon establishing the necessary documents for elderly parents?” Kevin asks "What is the best way to consolidate all of the retirement accounts I've accumulated over the years and find good advice to help me plan for retirement? Resources Discussed Dave Ramsey's Seven Baby Steps How to Pay For College HQ Debt Free U: How I Paid for a Great College Education without Loans, Scholarships or Mooching Off My Parents AmeriCorps Creating an In Case of Emergency (ICE) Plan Nine Important Estate Planning Steps How to Choose a Financial Advisor Have a retirement planning question you'd like answered? Ask me here.